A Financial Coach: A Ramsey Preferred Coach (RPC) is a financial coach, not an investment professional. An RPC will walk with you through the hard stuff and cheer for you on your journey. They aren’t required to have a degree in finance or any other specific certifications, but they are passionate about helping their clients. Their perspective and training give them a wealth of knowledge that can help you win with money. RPCs begin their coaching journey with Ramsey’s Financial Coach Master Training, and only the best go on to be individually selected for RPC status.
SmartVestor Pro: This is an investment professional, not a financial coach. These are certified financial advisors who offer specialized, expert guidance on your investing and wealth management decisions. They’re less involved in your day-to-day money habits and more focused on long-term strategy.
How do I know which one to choose?
Think about what you want to achieve. Do you need big-picture help with your financial strategies, or do you simply want to establish good daily money habits (like budgeting and paying off debt)?
The main difference between a financial coach and financial advisor is that a coach focuses on your behavior, but an investment professional will focus on your money’s behavior.
If you’re ready to build wealth and save for your dream retirement, it’s time to meet with a SmartVestor Pro. If you need help writing a budget—or even imagining what being debt-free looks and feels like—you need to talk to a coach.
More questions? Check out this article from the Ramsey Solutions website: Financial Coach vs. SmartVestor Pro